Flexible finance options
Get Your Quote
Receive a personalised, no-obligation quote tailored to your home and utility needs.
Choose Your Finance
Select a flexible payment plan that suits your budget, with quick decisions available.
Enjoy Your New Installation
Once approved, our expert team will schedule your installation and keep you updated throughout the process.
WHY CHOOSE FINANCE
More flexibility for every stage of your project
Flexible finance for gas, electricity and water connections, helping our domestic customers manage project costs with fixed monthly payments.
- Fixed monthly payments
Predictable repayments that make budgeting simpler from start to finish.
- Protect your cash flow
Keeping your budget available for additional projects and unexpected project costs.
- Move forward sooner
Avoid unnecessary delays and keep your connection aligned with the wider project.
- Reduce upfront pressure
Spread the cost over time rather than paying the full connection cost in a single payment.
- Simple application through a trusted partner
A straightforward process with access to a panel of reputable lenders for eligible applicants.
How it works
1. Contact Us
Speak to our team about your utility or energy project requirements. We’ll discuss your needs and answer any questions you may have.
4. Application Review
Finance approval is based on your individual circumstances, including your credit history, the amount you wish to borrow, and the repayment term you choose. Each application is assessed individually to help find the most suitable finance option for your needs.
2. Receive Your Personalised Quote
One of our Account Managers will prepare a bespoke quotation based on your project and provide all the information you need.
5. Secure Your Installation
An initial payment must be made directly to Crown Energy to secure your installation. This cannot be funded through your finance agreement.
3. Apply for Finance
Complete the online finance application here. The application is simple and only takes a few minutes. You will get an instant approval or rejection upon approval.
6. Enjoy Your New Installation
Once approved, our expert team will schedule your installation and keep you updated throughout the process.
Need our support?
To find out how we can help you with your finance or utility project requirements, get in touch today on 0161 549 8482 to speak to one of our experts.
Frequently asked questions
What is consumer finance?
Consumer finance allows you to spread the cost of your purchase into affordable monthly repayments rather than paying the full amount upfront.
Who can apply?
Applicants must typically:
- Meet the lender’s credit and affordability criteria.
- Be aged 18 or over.
- Be a UK resident.
- Have a regular source of income.
Will applying affect my credit score?
Most lenders will carry out a credit check as part of your application. This may leave a footprint on your credit file. Some lenders may perform an initial soft search before carrying out a full credit assessment.
How long does the application take?
Most applications can be completed online in just a few minutes, with many customers receiving an instant decision.
What documents will I need?
In most cases, no documents are required during the application. However, the lender may request proof of identity, address, or income if additional verification is needed.
Can I pay off my finance early?
Yes. Most regulated finance agreements allow you to settle your balance early. You may be entitled to a rebate of future interest, depending on the terms of your agreement.
Is there a cooling-off period?
Yes. For most regulated consumer credit agreements, you have a 14-day statutory right to withdraw from the finance agreement after signing. If you withdraw, you’ll need to repay the amount borrowed within the required timeframe.
What interest rate will I pay?
The Annual Percentage Rate (APR) will depend on the finance product selected and, in some cases, your individual circumstances. All costs will be clearly displayed before you commit.
When will my first payment be taken?
Your first monthly payment is usually collected around one month after your agreement begins, although this can vary depending on the lender.
Is my information secure?
Yes. Your personal information is processed securely in accordance with UK data protection legislation and the lender’s privacy policy.
Can I cancel my purchase?
If you cancel your purchase before the finance is activated, your finance agreement will usually also be cancelled. If you’ve already signed the finance agreement, speak to both the retailer and the lender about the next steps.
What if I have questions about my finance agreement?
Once your agreement is active, your lender will be able to help with:
- Copies of your agreement
- Payment dates
- Settlement figures
- Changes to your Direct Debit
- Account queries
- Early repayment
Important Information
Before applying, please consider whether finance is the right option for you.
Taking out a loan is a financial commitment, so it’s important to make sure you can comfortably afford the monthly repayments. Missing or making late payments, or failing to repay your loan in full and on time, could result in additional charges, financial difficulties, and may negatively affect your credit score.
Finance is subject to status and affordability checks. Approval is not guaranteed, and the finance options available to you will depend on your individual circumstances, including your credit profile, the amount you wish to borrow, and the repayment term you choose.
Ready to Apply?
Apply for financeRegulatory Information
CROWN ENERGY LIMITED is an Introducer Appointed Representative of Ideal Sales Solutions Ltd, trading as Ideal4Finance.
Ideal Sales Solutions Ltd is a credit broker, not a lender, and is authorised and regulated by the Financial Conduct Authority (FRN 703401) (FCA 1057667).
All finance applications are subject to status and lender approval. The interest rate offered is provisional and will depend on your personal circumstances, the amount you borrow, and the repayment term selected.